Bread Financial Holdings financials at a glance
| Year | Year | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rev. | Revenue |
|
$1.26B | $1.55B | $1.65B | $1.96B | $2.03B | $1.96B | $2.79B | $3.17B | $3.64B | $4.32B | $5.30B | $6.44B | $7.14B | $5.47B | $5.67B | $4.69B | $3.80B | $2.73B | $2.23B | $3.06B | $0.00M |
| GM % | Gross Margin % |
|
26.51% | 27.13% | 32.28% | 32.51% | 32.71% | 28.31% | 22.87% | 27.60% | 29.90% | 28.88% | 27.75% | 25.91% | 22.69% | 26.98% | 28.70% | 61.05% | 53.52% | 80.24% | 71.64% | 0.00% | 0.00% |
| OM | Operating Margin |
|
13.69% | 15.24% | 22.62% | 22.91% | 22.95% | 18.16% | 15.93% | 20.89% | 23.52% | 22.56% | 20.29% | 17.25% | 14.78% | 22.44% | 24.20% | 15.89% | 9.61% | 28.56% | 0.13% | 0.00% | 0.00% |
| EPS | Earnings Per Share |
|
$2.06 | $3.14 | $3.75 | $4.42 | $5.16 | $5.86 | $7.63 | $8.71 | $10.01 | $12.56 | $15.05 | $16.92 | $19.35 | $22.72 | $16.77 | $9.39 | $15.95 | $4.47 | $14.74 | $0.00 | |
| Div. | Dividends |
|
$0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $2.08 | $2.28 | $2.52 | $1.26 | $0.84 | $0.84 | $0.84 | $0.00 |
| PR % | Payout Ratio % |
|
0 | 0.00% | 0.00% | 0 | 0 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.07% | 10.75% | 10.04% | 15.03% | 13.42% | 5.27% | 18.79% | 5.70% | 0 |
| Sha. | Shares |
|
81.67m | 82.04m | 79.73m | 78.74m | 64.54m | 52.27m | 52m | 49.97m | 49.86m | 48.71m | 64.02m | 61.14m | 57.76m | 55.25m | 54.47m | 46.06m | 49.62m | 49.79m | 49.78m | 0m | 49.33m |
| OCF | Operating Cash Flow |
|
$348.63M | $109.08M | $397.91M | $571.52M | $451.02M | $358.41M | $902.71M | $1.01B | $1.13B | $1.00B | $1.34B | $1.76B | $2.13B | $2.60B | $2.75B | $1.22B | $1.88B | $1.54B | $1.85B | $1.99B | $0.00M |
| FCF | Free Cash Flow |
|
$300.30M | $43.18M | $297.56M | $454.87M | $401.46M | $305.44M | $833.90M | $816.00M | $764.20M | $857.10M | $1.19B | $1.44B | $1.88B | $2.38B | $2.56B | $1.08B | $1.83B | $1.46B | $1.78B | $625.00M | $0.00M |
| FCFS | Free Cash Flow Per Share |
|
$3.73 | $0.53 | $3.73 | $5.80 | $5.61 | $5.48 | $15.87 | $18.50 | $20.35 | $17.65 | $21.02 | $25.33 | $32.77 | $42.62 | $46.54 | $21.52 | $38.26 | $29.36 | $35.67 | $39.90 | $0.00 |