Credit Acceptance financials at a glance
| Year | Year | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rev. | Revenue |
|
$150.88M | $181.68M | $185.00M | $183.31M | $222.97M | $360.43M | $384.30M | $439.00M | $521.80M | $595.20M | $654.00M | $707.80M | $781.30M | $860.50M | $1.07B | $1.22B | $920.40M | $1.68B | $1.18B | $899.20M | $0.00M |
| GM % | Gross Margin % |
|
100.00% | 100.00% | 99.88% | 99.98% | 98.81% | 94.65% | 93.91% | 93.08% | 93.33% | 93.15% | 93.88% | 95.31% | 96.67% | 97.36% | 97.58% | 97.53% | 95.88% | 97.70% | 96.08% | 92.14% | 0.00% |
| OM | Operating Margin |
|
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EPS | Earnings Per Share |
|
$3.95 | $5.35 | $7.30 | $8.45 | $10.34 | $12.17 | $14.77 | $17.67 | $20.44 | $28.39 | $34.70 | $38.26 | $51.35 | $52.85 | $41.17 | $0.00 | |||||
| Div. | Dividends |
|
$0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| PR % | Payout Ratio % |
|
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 | 0 |
| Sha. | Shares |
|
36.81m | 36.9m | 29.93m | 29.97m | 30.32m | 30.86m | 27.14m | 26.04m | 24.92m | 22.98m | 21.08m | 20.89m | 20.68m | 19.36m | 19.41m | 18.97m | 17.81m | 14.92m | 12.92m | 12.57m | 12.22m |
| OCF | Operating Cash Flow |
|
$82.77M | $104.38M | $86.17M | $97.75M | $159.83M | $160.36M | $200.70M | $275.70M | $308.60M | $325.70M | $365.20M | $404.20M | $507.20M | $566.00M | $703.90M | $812.30M | $985.20M | $1.07B | $1.24B | $1.20B | $0.00M |
| FCF | Free Cash Flow |
|
$79.20M | $101.52M | $84.63M | $90.09M | $153.49M | $157.43M | $197.20M | $269.40M | $299.80M | $18.90M | $360.90M | $400.20M | $501.70M | $557.60M | $678.80M | $785.50M | $976.70M | $1.06B | $1.24B | $1.20B | $0.00M |
| FCFS | Free Cash Flow Per Share |
|
$2.05 | $2.74 | $2.56 | $3.00 | $5.07 | $5.15 | $6.71 | $10.24 | $11.80 | $13.42 | $16.22 | $19.16 | $24.68 | $28.60 | $34.91 | $41.56 | $54.69 | $66.01 | $91.09 | $92.62 | $0.00 |