NBT Bancorp financials at a glance
| Year | Year | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rev. | Revenue |
|
$181.76M | $191.20M | $203.07M | $194.63M | $230.57M | $243.21M | $256.61M | $259.85M | $271.26M | $318.87M | $358.37M | $352.80M | $354.72M | $373.81M | $401.56M | $430.17M | $410.82M | $487.14M | $500.62M | $490.37M | $0.00M |
| GM % | Gross Margin % |
|
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| OM | Operating Margin |
|
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EPS | Earnings Per Share |
|
$1.60 | $1.64 | $1.51 | $1.83 | $1.59 | $1.66 | $1.71 | $1.70 | $1.65 | $1.71 | $1.67 | $1.81 | $1.97 | $2.47 | $2.72 | $2.46 | $3.62 | $3.55 | $3.23 | $0.00 | |
| Div. | Dividends |
|
$0.74 | $0.00 | $0.76 | $0.80 | $0.80 | $0.80 | $0.80 | $0.80 | $0.80 | $0.81 | $0.84 | $0.87 | $0.90 | $0.92 | $0.99 | $1.05 | $1.08 | $1.10 | $1.16 | $1.24 | $0.00 |
| PR % | Payout Ratio % |
|
49.01% | 0 | 46.34% | 52.98% | 43.72% | 50.31% | 48.19% | 46.78% | 47.06% | 49.09% | 49.12% | 52.10% | 49.72% | 46.70% | 40.08% | 38.60% | 43.90% | 30.39% | 32.68% | 38.39% | 0 |
| Sha. | Shares |
|
32.8m | 34.4m | 34.17m | 32.24m | 32.53m | 34.34m | 34.47m | 33.1m | 33.75m | 43.32m | 43.73m | 43.29m | 43.16m | 43.54m | 43.67m | 43.79m | 43.63m | 43.35m | 42.83m | 47.09m | 47.09m |
| OCF | Operating Cash Flow |
|
$96.56M | $65.06M | $65.52M | $85.84M | $87.28M | $54.68M | $89.44M | $83.77M | $88.85M | $119.30M | $87.81M | $124.50M | $110.57M | $136.90M | $147.77M | $153.46M | $142.41M | $159.19M | $183.22M | $157.46M | $0.00M |
| FCF | Free Cash Flow |
|
$89.20M | $59.00M | $61.34M | $83.48M | $81.24M | $48.30M | $82.93M | $73.82M | $81.86M | $113.53M | $78.81M | $116.35M | $107.26M | $130.21M | $140.37M | $146.81M | $134.25M | $151.45M | $176.21M | $148.21M | $0.00M |
| FCFS | Free Cash Flow Per Share |
|
$2.72 | $1.82 | $1.81 | $2.52 | $2.53 | $1.43 | $2.42 | $2.19 | $2.45 | $2.71 | $1.80 | $2.65 | $2.48 | $2.99 | $3.21 | $3.35 | $3.07 | $3.49 | $4.11 | $3.33 | $0.00 |