About Commercial National Financial

Commercial National Financial Corporation provides banking and financial services in Pennsylvania. The company operates under a state bank charter and provides full banking services. The company is subject to regulation by the Federal Reserve Board and the bank is subject to regulation by the Federal Deposit Insurance Corporation (FDIC) and the Pennsylvania Department of Banking and Securities. The loans receivable portfolio is segmented into commercial, residential mortgage, and loans to individuals. Commercial loans consist of the following classes: commercial, industrial and other commercial financing, and commercial real estate. The residential loan segment has one class, one- to four-family first lien residential mortgage loans. Loans to individuals consist of one class, which includes all consumer loans to individuals. The company offers non-interest bearing and interest bearing deposits. The company's primary business consists of taking deposits and granting loans to customers who generally does business in the area of Westmoreland County, Pennsylvania. The company invests obligations of states and political subdivisions. The company's loans include commercial, industrial and other, commercial real estate, residential mortgages, and loans to individuals. Commercial, industrial and other financing - These loans are made to operating companies or manufacturers for the purpose of production, operating capacity, accounts receivable, inventory or equipment financing. Commercial real estate - These loans are secured by commercial purpose real estate, including both owner occupied properties and investment properties for various purposes such as strip malls and apartment buildings. Residential mortgages - These are loans secured by 1-4 family residences, including purchase money mortgages. We currently originate fixed-rate, fully amortizing mortgage loans with maturities of 15 to 30 years. Loans to individuals - Loans made to individuals may be secured by junior lien positions on a borrower's primary residence or other assets of the borrower, as well as unsecured loans. This segment includes home equity loans, auto loans, and secured or unsecured lines. History Commercial National Financial Corporation was founded in 1934.