About Sydbank A/S

Sydbank A/S (Sydbank), together with its subsidiaries, provides various banking products and services to corporate and retail customers in Denmark and internationally. The company's customer portfolio can be divided into the segments: corporate clients, Private Banking clients and retail clients, and institutional clients. Private Banking strives to provide competent and relevant advice at any stage in life. Sydbank Leasing offers leasing solutions to businesses. Rolling stock, construction equipment and production equipment are examples of assets that can be leased from Sydbank Leasing. Sydbank Leasing has nationwide coverage and its own sales organization working closely with Sydbank's branches. Strategy The company's strategy is to grow its business. Segments Banking serves all types of retail and corporate clients. Asset Management primarily comprises the company's advisory-related income from customers and investment funds. The company's retail clients are assigned a personal adviser in a physical branch close to their home address, unless the customer actively decides to receive advice through Sydbank's digital branch - Advisory Online. Sydbank offers advice and asset management to for instance investment funds, pooled pension plans, foundations and institutional clients. In addition, the company offers asset management to wealthy customers through individual portfolio management agreements where the customer is assigned 2 portfolio managers responsible for the customer's portfolio. Moreover the company offers investment management products to its various customer segments. The company cooperates with a number of sub-suppliers in the investment fund area, eg Sydinvest, BankInvest, Sparinvest, ValueInvest and Maj Invest. Sydbank Markets include trading income, as well as a share of the income from customers with decentral affiliation calculated on the basis of the market price thereof. The share represents the payment by Banking for Sydbank Markets' facilities, including advisory services and administration. Sydbank Markets offers advice and quotes prices as regards bonds, shares and foreign exchange as well as undertakes market making obligations. Sydbank Markets serves institutional clients, central banks, asset managers, foreign clients, major clients, banks as well as Sydbank's investment centres and departments. Moreover Sydbank Markets is a primary dealer in Danish mortgage bonds and the company's primary mortgage credit partners are Nykredit, DLR Kredit, Realkredit Danmark, Jyske Realkredit and Nordea Kredit. Sydbank is a bank for retail clients who value sound advice about their personal finances. Treasury includes the company's return on positions handled by Treasury, including liquidity allocation. History Sydbank A/S was founded in 1970. The company was incorporated in 1986.