About Turkiye Garanti Bankasi A.S.

Turkiye Garanti Bankasi A.S. provides various banking products and services. The company operates as a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A. The company provides banking services through its domestic branches, foreign branches and representative offices. The company operates in corporate, commercial, retail and investment banking. Accordingly, the banking products served to customers are custody services, time and demand deposits, accumulating deposit accounts, repos, overdraft facilities, spot loans, foreign currency indexed loans, consumer loans, automobile and housing loans, working capital loans, discounted bills, gold loans, foreign currency loans, Eximbank loans, pre-export loans, ECA covered financing, letters of guarantee, letters of credit, export factoring, acceptance credits, draft facilities, forfaiting, leasing, insurance, forward, futures, salary payments, investment account (ELMA), cheques, safety boxes, bill payments, tax collections, payment orders. GarantiCard, BonusCard, Miles&Smiles Card, FlexiCard, MoneyCard, BusinessCard, Shop & Fly, virtual cards under the brand names of Visa and Mastercard and also American Express credit cards and 'Paracard' debit cards with Maestro, Electron, Visa and Mastercard brand names, are available. The company provides service packages to its corporate, commercial and retail customers, including deposit, loans, foreign trade transactions, investment products, cash management, leasing, factoring, insurance, credit cards, and other banking products. A customer-oriented branch network has been built in order to serve customers' needs effectively and efficiently. The company also utilizes alternative delivery channels intensively. The company provides corporate banking products to international and national holdings in Turkey by coordinating regional offices, suppliers and intermediaries, utilizing cross-selling techniques. Mainly, it provides services through its commercial and mixed type of branches to export-revenue earning sectors like tourism and textile and exporters of Turkey's traditional agricultural products. Additionally, the company provides banking services to enterprises and their employees working in retail and service sectors through product packages, including overdraft accounts, POS machines, credit cards, cheque books, Turkish Lira and foreign currency deposits, investment accounts, internet banking and call-center, debit cards and bill payment modules. Retail banking customers form a wide-spread and sustainable deposit base for the company. Individual customers' needs are met by diversified consumer banking products through branches and digital banking. History Turkiye Garanti Bankasi A.S. was founded in 1946.