About Yapi ve Kredi Bankasi A.S.

Yapi ve Kredi Bankasi A.S., together with its subsidiaries, provides various banking products and services. The company operates through two segments: Retail Banking; and Corporate, Commercial, and SME Banking. Retail Banking This segment activities include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans (including general purpose loans, auto loans, mortgages), commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. In addition, customers who receive their monthly salary/SSI (Social Security Institution) payments through the bank are offered privileges covering various banking transactions. Card payment systems cover the management of products, services, campaigns for member merchants, as well as the sales and activities for a variety of customer types. Crystal, Play, Adios and Taksitçi are the other card brands providing services for the different segments within the World brand, shopping and marketing platform of the company. Through its Blue Class and Private Banking activities, the bank serves high net worth customers and delivers investment products to this customer segment. Among the products and services offered to Private Banking customers are time deposit products, mutual funds, foreign exchange, gold and equity trading. Also, personal art advisory, inheritance advisory, real estate advisory, tax advisory, education and philanthropic advisory are offered within the Private Banking and Wealth Management activities. Corporate, Commercial and SME Banking This segment is organized into three subgroups: Corporate Banking for large-scale, international and multinational companies and Commercial Banking for medium-sized enterprises and SME Banking for SME (Small and Medium Sized Entities) companies. Corporate and Commercial Banking have a product range of working capital finance, trade finance, project finance, domestic and international non-cash loans, such as letters of credit and letters of guarantee, cash management, internet banking, financial advisory and equity management advisory. SME Banking offer to customers SME loans and SME banking packages products. The company's widespread branch network and alternative distribution channels, including ATMs, telephone banking, internet banking and mobile banking are utilized to serve customers in all segments. History Yapi ve Kredi Bankasi A.S. was founded in 1944.