About ATFBank Joint Stock

ATFBank JSC, together with its subsidiaries, provides retail and corporate banking services in Kazakhstan. The company accepts deposits from the public, extends loans, transfers payments in Kazakhstan and abroad, exchanges currencies and provides other banking services to its corporate and retail customers. As December 31, 2016, the company had 17 branches located throughout Kazakhstan. Segments The company operates through four segments, including Corporate Banking, Small and Medium Size Business, Retail Banking, and Other. Corporate Banking This segment includes extension of loans, overdrafts, credit facilities and other types of financing to corporate and institutional customers, opening and maintenance of current accounts and deposit accounts, provision of customer services, custodial services, non-cash settlements, foreign exchange operations, and trade finance. Small and Medium Size Business This segment includes extension of loans, overdrafts, credit facilities and other types of financing to small and medium size enterprises, private entrepreneurs and farm households, opening and maintenance of current accounts and deposit accounts, provision of customer services, trade finance and electronic service systems. Retail Banking This segment includes services for individual customers, including extension of consumer loans and mortgage loans, maintenance of current accounts, savings and deposit accounts, safekeeping, credit and debit cards and services related to cash and foreign exchange. Other This segment includes subsidiaries, as well as departments responsible for asset and liability management and treasury functions. History ATFBank JSC was founded in 1995.