About Guaranty Trust Holding Company Plc

Guaranty Trust Holding Company Plc operates the bank holding company for Guaranty Trust Bank Plc that provides commercial banking services to its customers, such as retail banking, granting of loans and advances, corporate finance, money market activities and related services, as well as foreign exchange operations. The bank has various overseas subsidiaries, such as Guaranty Trust Bank (Gambia) Limited, Guaranty Trust Bank (Sierra Leone) Limited, Guaranty Trust Bank (Ghana) Limited, Guaranty Trust Bank (United Kingdom) Limited, Guaranty Trust Bank (Liberia) Limited, Guaranty Trust Bank (Cote d’ivoire) S.A., Guaranty Trust Bank (Kenya) Limited, Guaranty Trust Bank (Rwanda) Limited, Guaranty Trust Bank (Uganda) Limited, and Guaranty Trust Bank (Tanzania) Limited. The company operates main branches, e-branches, and offsite locations, which are powered by a hybrid of solar and conventional energy supply (Grid and Diesel Generators). These branches have ATMs and communication devices powered by solar panels. The company’s investment securities are federal government bonds, state government bonds, treasury bills, special bills, and corporate bonds. Segments Corporate Banking – This segment incorporates current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products offered to very large corporate customers and blue chips. Commercial Banking – This segment incorporates current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products for mid-size and fledgling corporate customers. Retail Banking – This segment incorporates private banking services, private customer current accounts, savings deposits, investment savings products, custody, credit and debit cards, consumer loans and mortgages. SME Banking – This segment incorporates current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products for small and medium-size enterprises and ventures. Public Sector – This segment incorporates current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products for Government Ministries, Departments and Agencies. History Guaranty Trust Holding Company Plc was founded in 1990. The company was incorporated in 2020.