About Industrial and Commercial Bank of China

Industrial and Commercial Bank of China Limited provides financial products and services primarily in China. The company provides deposits, loans, payment, and settlement services. The company provides services to corporate banking customers and personal banking customers by virtue of the distribution network consisting of domestic institutions, overseas institutions, and correspondent banks worldwide, as well as through its e-banking network comprising a range of online and telephone banking services, self-service banking centers, and automated teller machines. Segments The company operates in three segments: Corporate Banking; Personal Banking; and Treasury Operations. Corporate Banking The Corporate Banking Segment provides financial products and services to corporations, government agencies, and financial institutions. The products and services include corporate loans, trade financing, deposit-taking activities, corporate wealth management services, and various types of corporate intermediary services. Personal Banking The Personal Banking Segment provides financial products and services to individual customers. The products and services include personal loans, deposit-taking activities, card business, personal wealth management services, and various types of personal intermediary services. Treasury Operations The Treasury Operations Segment consists of treasury operations, such as money market or repurchase transactions, debt instruments investments, and the holding of derivative positions. Geographical Segments The company operates principally in Mainland China with branches located in different provinces, autonomous regions, and municipalities directly under the Government. It also has branches and subsidiaries operating outside Mainland China in Hong Kong, Macau, Singapore, Frankfurt, Luxembourg, Seoul, Busan, Tokyo, London, Almaty, Indonesia, Moscow, Doha, Dubai, Sydney, and New York. History Industrial and Commercial Bank of China Limited was founded in 1984.