About Bank of China

Bank of China Limited provides a range of banking and related financial services, including commercial banking, investment banking, direct investment, securities, insurance, funds, aircraft leasing, asset management and financial technology business. The company has institutions in the Chinese mainland and Hong Kong, Macao, Taiwan and other countries and regions. Its commercial banking business in the Chinese mainland comprises tier-1 and direct branches, tier-2 branches and outlets. Segments The company operates through six main business segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Other Operations. Corporate Banking This segment provides services to corporate customers, government authorities and financial institutions, including current accounts, deposits, overdrafts, loans, trade-related products and other credit facilities, foreign exchange, derivative products and wealth management products. Personal Banking This segment provides services to retail customers, including savings deposits, personal loans, credit cards and debit cards, payments and settlements, wealth management products and funds and insurance agency services. Treasury Operations This segment consists of foreign exchange transactions, customer-based interest rate and foreign exchange derivative transactions, money market transactions, proprietary trading and asset and liability management. The results of this segment include the intersegment funding income and expenses, results from interest-bearing assets and liabilities; and foreign currency translation gains and losses. Investment Banking This segment consists of debt and equity underwriting and financial advisory, sales and trading of securities, stock brokerage, investment research and asset management services, and private equity investment services. Insurance This segment engages in underwriting of general and life insurance business and insurance agency services. Other Other operations of the company comprise investment holding and other miscellaneous activities, none of which constitutes a separately reportable segment. Geographical Segments Chinese Mainland — Corporate banking, personal banking, treasury operations, insurance services, etc. are performed in the Chinese mainland. Hong Kong, Macao and Taiwan — Corporate banking, personal banking, treasury operations, investment banking and insurance services are performed in Hong Kong, Macao and Taiwan. The business of this segment is centralised in BOC Hong Kong (Group) Limited. Other Countries and Regions — Corporate and personal banking services are provided in other countries and regions. Significant locations include New York, London, Singapore and Tokyo. History Bank of China Limited was founded in 1912. The company was incorporated in 2014.