About Banque Cantonale de Genève

Banque Cantonale de Genève SA, together with its subsidiaries, provides a range of banking services to private, corporate, and institutional clients. Swiss residents can register independently with the company, 100% online, via the Avantageservice.ch website, 24 hours a day, seven days a week, selecting their branch of choice. Avantageservice.ch is the company's self-service site, available in French, English and German, benefiting from the loyalty programme that allows you to earn up to 2% extra interest. The Netbanking platform allows individual clients and companies to manage their accounts and their deposits independently, 24 hours a day, seven days a week. Over 116,000 regular users interact remotely via a client portal that is in continuous development. The e-banking advisers hold several information sessions every month, either on line or on the company's premises, to guide them through its digital services. The Mobile Netbanking smartphone app gives clients access to Netbanking wherever they may be. Netbanking is secure, easy to use, and ergonomic, boasting biometric authentication and simplified payment entry (with a scanner function for QR-bills and payment slips). The company's e-safe is a digital safe, accessible from the client portal in which all types of important electronic documents can be saved and stored free of charge in a secure space located in Switzerland, with no limits on duration or volume. Business link allows business clients to connect their accounting software to the company securely, so that they can receive their electronic statements in international standard formats and submit payment slip files generated by their software for execution. This solution, used in single or multi-bank mode, can be combined with Netbanking and Mobile Netbanking. The company's managing card accounts from smartphone allows clients to use their mobile phones to check and manage their credit and debit cards, to track their expenditures, to authorize or block payments online, and to control use of each card by geographical area. It also allows the user to block the card and see their PIN or its replacement. The company's immediate money transfer between Swiss bank clients allows clients to transfer money immediately and at any time to their phone contacts, without needing to know or enter their bank account number, and to any Swiss bank affiliated to Twint. This nationwide system can also be used to pay at numerous shops and on websites in Switzerland. The ForXchange platform, which is mainly intended for SMEs and companies with significant foreign exchange volumes, facilitates completely independent spot and future foreign exchange transactions. The company provides high-quality services to personal, corporate and institutional clients in Geneva and the surrounding area. The company is active in the following areas: retail banking services, private banking, asset management, investment funds, pension planning advice, mortgages and individual, corporate and public authority lending. It operates a trading room and offers services in financial engineering, valuation and transfer of companies, private equity and trade finance. The company offers some of its services through offices in Zurich, Lausanne, Basel, Paris, Lyon and Annecy. It has representation offices in Dubai and Hong Kong. With the help of the company's business loan, SMEs and the independant professionals can finance their investments and cover their working capital requirements. Available online, this solution allows them to get a quick decision, on attractive terms, for stable funding at a fixed rate determined in advance. In addition to business loans, the leasing of vehicles for business use and the leasing of capital goods can also be requested online. Independent asset managers dealing with the company can use the eGFI platform to check their clients' positions and transactions, and also place stock exchange orders (individual or grouped). Day-to-day Banking Services: The company offers current accounts / Individual accounts; bank cards/credit cards; safe deposit boxes; and currencies. Online Banking Services: The company offers Netbanking, Mobile Netbanking app, Opening of services, BCGE Twint app, main digital wallets, and electronic safe (e-Safe). Saving: The company offers short-, medium-and long-term (Avantage service), savings accounts, and cash bonds. Pension Planning: The company provides personalised financial advice, financial planning, 2nd and 3rd pillar accounts, life insurance contracts, and fund-based savings plan annuities. Investments: The company offers online stock trading, investment funds, property funds, fund-based savings plans, certificates, and precious metals. Private Banking: The company provides discretionary management mandates, investment advice mandates, Lombard loans, term and trustee deposit accounts, estate planning, private equity mandates, and financial security. Housing Financing: The company offers main residences, secondary residences, and construction or renovation loans. Consumer financing: The company provides vehicle leasing, personal loans, and sustainable renovation loans. Corporate Finance, Cash Management and Exports: The company offers SMEs and large companies, independent and self-employed persons, state and related entities, municipalities and municipal property trusts, Parastatal institutions and churches, real estate foundations under public law, public authorities in Switzerland, and non-profit making bodies Property and Construction Finance: The company provides real estate investors, real estate development, commercial real estate and real estate agents, and construction companies. International Commodity Trade Finance: The company offers trade transaction financing, structured financing, and Forfaiting Financial Services and Markets for Banks and Insurance Companies: The company provides currencies, online forex platform, online stock trading, securities, investment funds, metals, capital markets, cash, and banknotes Multinationals and International Institutions: The company offers financing, cash management, and import / export financing. Corporate Advice: The company offers Strategic financial consultancy Mergers and acquisitions (M&A) (Dimension). Equity Finance: The company provides minority participation, mezzanine finance, management buyout, company transfer, and capital increase (Capital Transmission). The company provides finance and cash management to Private and public pension funds, private and public foundations, family offices, and state institutions. It offers services to independent wealth managers. Asset Management: The company provides made-to-measure mandates, active Swiss and foreign equity management, quantitative management, balanced management, bond management, ESG management, and private equity mandates. The company's Investor advice include financial engineering, interest rate management advice, exchange rate management advice, and investment advice. The company provides financial services and markets. History Banque Cantonale de Genève SA was founded in 1816. The company was incorporated in 1993.